Living in a condo comes with several advantages. You don't have to take care of your own lawn, you don't need to perform the kind of grounds upkeep you might be forced to if you had a home and depending on the condo you might also have added benefits like a pool, clubhouse, gym, and other perks. All of this makes condo life well worth the investment. However, in order to protect your home, you will need very specific insurance.
Condo insurance is different from homeowner’s insurance in that, in some ways, insuring your property is a mix of homeowners and renters’ insurance. This is because, depending on the kind of condo you own and the paperwork signed, you may only own what is within the walls of the condo. Additionally, if your neighbor causes a fire, it may damage your property. Sometimes sprinklers will go off in different units due to a fire, which means all your belongings might be saturated with water due to someone else setting off the sprinklers.
It may also put you at greater risk of theft as people will come and go throughout the halls of the condo. Whatever the case may be, you need very specific condo insurance, and that is what our staff at Pethel Insurance Group in Kannapolis, NC will help you out with. So, if you live in North Carolina, our staff is here for you.
Before you're able to sign on the dotted line for your condo, there's a good chance that you'll probably need condo insurance. A condo association may require you to have very specific forms of coverage. If that is the case, our staff at Pethel Insurance Group in Kannapolis, NC will work with not only you but also your condo and homeowner’s association to make sure you have coverage specifically made for your North Carolina home.
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